There are two different situations that may apply:
The inclusion or exclusion of the accident cover is stated on your insurance certificate (policy).
- I work at least 8 hours per week at the same employer and as such, am insured against accidents via my employer. I therefore wish to exclude accident cover from my basic insurance.
- I work less than 8 hours per week at the same employer, am self-employed, am a student, housewife/househusband or am retired. I therefore wish to include accident cover in my basic insurance.
The inclusion or exclusion of the accident cover is stated on your insurance certificate (policy).