With basic insurance, you are insured against the financial consequences of illness, accident and maternity. ÖKK BASIS, our classic basic insurance, offers you a free choice of doctor. Alternatively you can choose between four further basic insurance models (CASAMED) and save on premiums.
All insured persons with ÖKK BASIS can switch to a CASAMED model with effect from the start of any calendar month, irrespective of their deductible.
If you would like to switch from a CASAMED model to the BASIS model or another CASAMED model, it is possible to do so as of 1 January of each year. You must notify us of this in advance, by the end of November (last Friday of the month) at the latest.
Overview of basic insurance models
With this model, you select whether to first contact the independent telemedicine provider Medgate by phone, enter your symptoms in the Medgate app or contact one of our partner pharmacies. You also save on premiums.
With this model, you select whether to first contact Medgate by phone or enter your symptoms in the Medgate app. This helps you save on premiums.
With this basic insurance model, your first point of contact for all health-related questions is always your general practitioner. You can save on premiums with this model.
For all health-related questions, your first point of contact is always your HMO centre, with your doctor and other specialists all under one roof, which helps you save on premiums.
Would you like to choose which doctor treats you and, if necessary, have direct access to a specialist? With the classic option, it’s up to you.