Advantages
Free choice of hospital, rehab or psychiatric clinic in Switzerland on general ward anywhere in Switzerland (list or contractual hospital)
Emergency medical treatment around the world
Contributions towards transport, search, rescue and recovery costs
Contributions towards glasses lenses and contact lenses
Contributions to dental treatments
Further advantages as listed in the benefit table
Overview of benefits
Hospital
Transport, rescue, search
Medical treatment
Visual aids
Dental treatment
Maternity
Treatment and assistance at home
Medications
Balneotherapy and convalescent therapy
Non-medical psychotherapy
Requirements
- Under 65 years old
- After concluding the policy, certain treatments and benefits are subject to waiting periods; these are known as qualifying periods.
Questions and answers (FAQ)
If your basic insurance does not cover all your needs, ÖKK START is the optimum addition. With this basic module, you can choose from all ÖKK supplementary insurance policies and put together your individual package. ÖKK START also includes the first key supplementary benefits compared to basic insurance.
The insurance term lasts one year. The contract is automatically extended by one year if the insurance is not terminated (subject to the standard notice period).
The basic module provides a straightforward foundation for you to put together your own individual insurance solution. You can choose the supplementary insurance policies that best meet your personal needs.
ÖKK SMILE
If you wish to expand the dental benefits under ÖKK START, ÖKK SMILE is the ideal policy. If you combine the two supplementary policies with each other, ÖKK contributes up to CHF 15,000 per year (depending on the model) towards orthodontic treatments for children and young people until they turn 25. For wisdom tooth extractions, ÖKK START covers 90%, while ÖKK SMILE covers the remaining 10% (depending on the model).
ÖKK NATURE
If you wear glasses or contact lenses, we recommend taking out ÖKK START and ÖKK NATURE, as the contributions can be combined.