Advantages
Free choice of hospital and doctor in Switzerland
More privacy thanks to single and twin rooms
Emergencies covered abroad
Contributions towards transport, recovery and rescue costs
Further advantages as listed in the benefit table
Your options
Hospital
Transport, rescue, search
Choose from five different hospital add-ons to ensure you have the ideal level of supplementary cover. One way they differ from each other is the level of comfort offered during a hospital stay.
* ÖKK START is the compact addition to your basic insurance and forms the basis for many other ÖKK supplementary insurance policies.
ÖKK OPTION is also a recommended add-on. It guarantees that in future, you will be accepted into our supplementary insurance policies. More information can be found here.
Requirements
- ÖKK HOSPITAL can only be taken out as an addition to ÖKK START.
- After concluding the policy, certain waiting periods apply; these are known as qualifying periods.
Questions and answers (FAQ)
You can choose from five premium levels: FLEX MINI, FLEX, SEMI-PRIVATE, PRIVATE or GLOBAL.
With FLEX MINI, for example, you decide whether you want to stay on a general or semi-private ward depending on the situation.
Our overview of benefits contains a list of the advantages of each option, which you can compare with each other.
In Switzerland, you get to choose your doctor – this applies for all five premium levels. One condition for this is that you have at least semi-private insurance.
With the lowest premium level (FLEX MINI), this means that you only get a free choice of doctor if you opt for the “semi-private” option and not “general”, and with the FLEX module, only if you opt for the “semi-private” or “private” option.
Supplementary insurance is not mandatory. If you previously had an accident or illness – or other relevant events occurred – that are noted in your medical history, you may be refused entry into a certain policy, or only admitted with certain restrictions. This also applies with regard to hospital insurance.
To prevent this happening, you can choose the ÖKK OPTION now, which will give you unconditional admission to supplementary insurance in future – and for any of the ÖKK HOSPITAL premium levels.
