Instead, please take a look at our impressive new range of supplementary insurance policies. You can put together a supplementary insurance solution completely in line with your requirements.
The overviews of benefits and General Insurance Conditions for our previously offered supplementary insurance policies can be found here. Should you require any more information, please do not hesitate to contact your agency.
The clever family insurance with excellent benefits
You and your family are well covered at a low price with ÖKK FAMILY. ÖKK contributes towards glasses and contact lenses on an annual basis and provides generous benefits for alternative medicine and prevention. You can choose a family room for childbirth - ÖKK covers up to CHF 200 per day. ÖKK also contributes towards the costs of both antenatal and postnatal courses.
Your benefits at a glance
- General ward in a hospital in Switzerland (as per cantonal list of hospitals)
- Twin or family room for childbirth as per cantonal list of hospitals in Switzerland (maximum of 200 Swiss francs per day)
- Emergency medical treatment abroad
- 60 Swiss francs towards dental check-ups and prophylaxes up to 25 years of age
- Orthodontics 70 percent without a maximum amount, up to 25 years of age
- Up to 200 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 500 Swiss francs from the health account to promote healthy nutrition, exercise and prevention
- Alternative medicine and natural remedies
- Benefits for antenatal and postnatal courses
- Nursing (breastfeeding) allowance up to 250 Swiss francs per child
- Contributions towards help at home following childbirth, illness or accidentUp to 50,000 Swiss francs towards transport and rescue costs
- Travel expenses
The comfortable family insurance with a free choice of hospital ward
ÖKK FAMILY FLEX is the insurance for families with higher demands. If you have to go to hospital, when being admitted you can decide whether you want to stay on a semi-private, comfort single or twin room on the general ward or on the general ward. You can choose a single room, twin room or family room during childbirth - ÖKK will cover the costs for the general ward up to CHF 200 per day. ÖKK makes further generous contributions towards glasses and contact lenses as well as alternative medicine and prevention.
Your benefits at a glance
- Choice of ward on entering hospital in Switzerland (as per cantonal list of hospitals) and in case of emergencies abroad: semi-private, comfort single/twin room or general
- For childbirth: single or twin room or family room (maximum of 200 Swiss francs per day) on the general hospital ward in Switzerland (as per cantonal list of hospitals) - semi-private hospital ward with cost sharing
- Emergency medical treatment abroad
- 60 Swiss francs towards dental check-ups and prophylaxes up to 25 years of age
- Orthodontics 70 percent without a maximum amount, up to 25 years of age
- Up to 200 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 500 Swiss francs from the health account to promote healthy nutrition, exercise and prevention
- Alternative medicine and natural remedies
- Benefits for antenatal and postnatal courses
- Nursing (breastfeeding) allowance up to 250 Swiss francs per child
- Contributions towards help at home following childbirth, illness or accident
- Up to 50,000 Swiss francs towards transport and rescue costs
- Travel expenses
The clever addition to basic insurance
You want to be well insured at a low cost. However, alternative medicine and prevention is still important to you. You may even want to have something contributed towards your glasses and contact lenses or are grateful for a contribution towards orthodontic treatment for your children. Is this something that applies to you? Then ÖKK STANDARD is the right insurance for you.
ÖKK STANDARD comprises two insurance policies:
ÖKK OPTIMA
- Emergency medical treatment abroad
- 60 Swiss francs towards dental check-ups up to 25 years of age
- 70 percent or up to 5,000 Swiss francs towards orthodontic treatments for children and young persons up to 25 years of age
- Health protection: check-ups, sports and preventive medical check-ups
- Up to 400 Swiss francs from the health account to promote healthy nutrition and exercise
- Alternative medicine and natural remedies
- Up to 150 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 50,000 Swiss francs towards transport and rescue costs
- Travel expenses for regular medical treatment outside the place of residence from 30km (public transport)
ÖKK COMBI GENERAL
- General ward in a hospital in Switzerland (as per cantonal list of hospitals)
- Hospital daily allowance for inpatient stay in hospital, rehab or psychiatric clinic
- Emergencies abroad (general ward)
- Up to 10,000 Swiss francs towards transport and rescue costs
- Domestic help prescribed by a doctor following a hospital stay
- Domestic help prescribed by a doctor in order to prevent admission to hospital
- Treatment in a health resort prescribed by a doctor
- Travel expenses for dialysis, radiation therapy or chemotherapy from 30 km (public transport)
The comfortable health insurance with a single or twin room in hospital
ÖKK COMFORT is the insurance with affordable additional comfort. You claim your benefits for the general ward in the contractual hospital but stay in a single or twin room. Following the stay in hospital, ÖKK contributes to the costs for domestic help or for treatment in a health resort prescribed by a doctor. Benefits for alternative and complementary medicine as well as prevention are included in this supplementary insurance as are contributions towards glasses and contact lenses.
ÖKK COMFORT comprises two insurance policies:
ÖKK OPTIMA
- Emergency medical treatment abroad
- 60 Swiss francs towards dental check-ups up to 25 years of age
- 70 percent or up to 5,000 Swiss francs towards orthodontic treatments for children and young persons up to 25 years of age
- Health protection: check-ups, sports and preventive medical check-ups
- Up to 400 Swiss francs from the health account to promote healthy nutrition and exercise
- Alternative medicine and natural remedies
- Up to 150 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 50,000 Swiss francs towards transport and rescue costs
- Travel expenses for regular medical treatment outside the place of residence from 30km (public transport)
ÖKK COMBI COMFORT
- General ward in Switzerland, one-bed or two-bed room in one of our contractual hospitals in the cantons AG, AR, BE, BL, GR, JU, LU, NW, OW, SG, SO and SZ
- Emergencies abroad (general ward)
- Up to 10,000 Swiss francs towards transport and rescue costs
- Domestic help prescribed by a doctor following a hospital stay
- Domestic help prescribed by a doctor in order to prevent admission to hospital
- Treatment in a health resort prescribed by a doctor
- Travel expenses for dialysis, radiation therapy or chemotherapy from 30 km (public transport)
The compact insurance for young adults from 19 to 28
With ÖKK SALTO, nothing is insured too much or too little and is within young people's budget. The insurance is aimed at young adults from 19 to 28 years of age, who want to be well insured at a low cost. It also includes travel insurance.
Your benefits at a glance
- General ward in a hospital in Switzerland (as per cantonal list of hospitals)
- Emergency medical treatment abroad
- Travel insurance up to 100 days a year: Emergency treatment abroad, transport and rescue, additional return trip and return trip for visiting purposes, help making contact with hospitals, advance payment in hospital
- 420 Swiss francs every five years towards spectacle lenses and contact lenses
- Prevention contributions in order to keep fit and healthy
The comprehensive health insurance with a free choice of hospital ward
With ÖKK FLEX you only decide which ward you stay on when you are admitted to hospital. You are also free to choose a hospital and doctor. You contribute to the treatment costs with a cap on costs specified in advance. Benefits for alternative and complementary medicine as well as prevention and dental check-ups are included in this insurance, as are contributions towards glasses and contact lenses. ÖKK also contributes towards the costs of both antenatal and postnatal courses.
ÖKK FLEX comprises two insurance policies:
ÖKK PREMIUM
- Medical treatment: 90% with doctors abroad
- Up to 100 Swiss francs per year towards dental check-ups for children and adults
- Up to 70 percent towards orthodontic treatments for children and young persons up to 25 years of age
- Health protection: check-ups, sports and preventive medical check-ups
- Up to 600 Swiss francs from the health account to promote family activities, healthy nutrition and exercise
- Alternative medicine and natural remedies in Switzerland and in neighbouring countries
- Up to 200 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 1,000 Swiss francs towards laser eye treatment
- For maternity: Benefits for antenatal and postnatal courses, breastfeeding allowance
- Up to 100,000 Swiss francs towards transport and rescue costs
- Travel expenses for regular medical treatment outside the place of residence from 30km (public transport)
ÖKK COMBI FLEX
- Free choice of ward on entering hospital in Switzerland and in case of emergencies abroad. Cost contribution per year:
- Private: 25%, max. 4,500 Swiss francs
- Semi-private: 15%, max. 1,500 Swiss francs
- Comfort single and twin rooms: 10%, max. 200 Swiss francs
- General: none
- Family special: Per family (persons in the same household) maximum 4,500 Swiss francs
- Up to 20,000 Swiss francs towards transport and rescue costs
- Domestic help prescribed by a doctor following a hospital stay
- Domestic help prescribed by a doctor in order to prevent admission to hospital
- Treatment in a health resort prescribed by a doctor
- Travel expenses for dialysis, radiation therapy or chemotherapy from 30 km (public transport)
The health insurance for the semi-private hospital ward
You are insured for a semi-private hospital ward across Switzerland with ÖKK SEMI-PRIVATE. At the same time, you have the choice to be treated by the senior consultant. Other advantages to this insurance include the high contributions towards prevention, glasses and contact lenses.
ÖKK SEMI-PRIVATE comprises two insurance policies:
ÖKK PREMIUM
- Medical treatment: 90% with doctors abroad
- Up to 100 Swiss francs per year towards dental check-ups for children and adults
- Up to 70 percent towards orthodontic treatments for children and young persons up to 25 years of age
- Health protection: check-ups, sports and preventive medical check-ups
- Up to 600 Swiss francs from the health account to promote family activities, healthy nutrition and exercise
- Alternative medicine and natural remedies in Switzerland and in neighbouring countries
- Up to 200 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 1,000 Swiss francs towards laser eye treatment
- For maternity: Benefits for antenatal and postnatal courses, breastfeeding allowance
- Up to 100,000 Swiss francs towards transport and rescue costs
- Travel expenses for regular medical treatment outside the place of residence from 30km (public transport)
ÖKK COMBI SEMI-PRIVATE
- Semi-private ward in a hospital in Switzerland and in emergencies, abroad
- Reimbursement if lower cost hospital ward in Switzerland is selected, from 16 years:
- Comfort ward single or twin room: 200 Swiss francs per day
- General ward: 300 Swiss francs per day
- Up to 20,000 Swiss francs towards transport and rescue costs
- Domestic help prescribed by a doctor following a hospital stay
- Domestic help prescribed by a doctor in order to prevent admission to hospital
- Treatment in a health resort prescribed by a doctor
- Travel expenses for dialysis, radiation therapy or chemotherapy from 30 km (public transport)
The health insurance for the private hospital ward
ÖKK PRIVATE is the perfect insurance for people for whom treatment by the senior consultant as well as privacy and the highest comfort is important in hospital. You are insured in Switzerland for the private hospital ward and benefit from the service of qualified medical specialists. High contributions towards alternative medicine, prevention, glasses, contact lenses and more are also included in this.
ÖKK PRIVATE comprises two insurance policies:
ÖKK PREMIUM
- Medical treatment: 90% with doctors abroad
- Up to 100 Swiss francs per year towards dental check-ups for children and adults
- Up to 70 percent towards orthodontic treatments for children and young persons up to 25 years of age
- Health protection: check-ups, sports and preventive medical check-ups
- Up to 600 Swiss francs from the health account to promote family activities, healthy nutrition and exercise
- Alternative medicine and natural remedies in Switzerland and in neighbouring countries
- Up to 200 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 1,000 Swiss francs towards laser eye treatment
- For maternity: Benefits for antenatal and postnatal courses, breastfeeding allowance
- Up to 100,000 Swiss francs towards transport and rescue costs
- Travel expenses for regular medical treatment outside the place of residence from 30km (public transport)
ÖKK COMBI PRIVATE
- Private ward in a hospital in Switzerland and in emergencies, abroad
- Reimbursement if lower cost hospital ward in Switzerland is selected, from 16 years:
- Semi-private ward: 200 Swiss francs per day
- Comfort ward single or twin room: 300 Swiss francs per day
- General ward: 400 Swiss francs per day
- Up to 30,000 Swiss francs towards transport and rescue costs
- Domestic help prescribed by a doctor following a hospital stay
- Domestic help prescribed by a doctor in order to prevent admission to hospital
- Treatment in a health resort prescribed by a doctor
- Travel expenses for dialysis, radiation therapy or chemotherapy from 30 km (public transport)
The health insurance for worldwide safety
With ÖKK GLOBAL, you have a free choice of doctor and hospital anywhere in the world. You are always insured everywhere on a private hospital ward. Furthermore, ÖKK provides generous benefits towards alternative medicine, prevention, glasses, contact lenses and more. This insurance is aimed at people who often travel abroad on business or people who simply want to be well insured worldwide.
ÖKK GLOBAL comprises two insurance policies:
ÖKK PREMIUM
- Medical treatment: 90% with doctors abroad
- Up to 100 Swiss francs per year towards dental check-ups for children and adults
- Up to 70 percent towards orthodontic treatments for children and young persons up to 25 years of age
- Health protection: check-ups, sports and preventive medical check-ups
- Up to 600 Swiss francs from the health account to promote family activities, healthy nutrition and exercise
- Alternative medicine and natural remedies in Switzerland and in neighbouring countries
- Up to 200 Swiss francs per year towards spectacle lenses and contact lenses
- Up to 1,000 Swiss francs towards laser eye treatment
- For maternity: Benefits for antenatal and postnatal courses, breastfeeding allowance
- Travel expenses for regular medical treatment outside the place of residence from 30km (public transport)
ÖKK COMBI GLOBAL
- Private hospital ward worldwide
- Free choice of hospital worldwide
- Treatment of your choice abroad
- Reimbursement if lower cost hospital ward in Switzerland is selected, from 16 years:
- Semi-private ward: 200 Swiss francs per day
- Comfort ward single or twin room: 300 Swiss francs per day
- General ward: 400 Swiss francs per day
- Domestic help prescribed by a doctor following a hospital stay
- Domestic help prescribed by a doctor in order to prevent admission to hospital
- Treatment in a health resort prescribed by a doctor
- Full cover for transport and rescue costs
- Travel expenses for dialysis, radiation therapy or chemotherapy from 30 km (public transport)
The dental insurance with predictable costs
Healthy teeth are important, as are regular visits to the dentist. ÖKK DENTAL ensures that the necessary treatment does not exceed your budget and that costs remain predictable. With the right supplementary insurance, you can largely protect yourself against the financial risks of corrective dental and orthodontic treatment for your children.
You are comprehensively insured against this with ÖKK DENTAL
- Contributions to dental treatments
- Prosthetic preventive measures, such as crowns, bridges, dentures, pivot teeth, orthodontic treatment after a waiting period of 12 months (for all other treatment, a waiting period of 6 months applies)
- Treatment in neighbouring countries of Switzerland.
- Up to 100 Swiss francs per calendar year for prophylaxes and check-ups including x-rays
Further advantages
- Options with deductibles for low premiums for the best dental insurance protection
- Free of charge for children up to 3 years of age
