Do you work in Switzerland, but live in another country in the European Union? Then as a cross-border worker, you must be insured in accordance with the Swiss Health Insurance Act (KVG).
The advantages of ÖKK EUROLINE
Insured from your first day of work.
Insured in Switzerland and your country of residence.
Insurance possible for the whole family.
Our benefits
Compulsory health care insurance provides benefits in the case of illness, accident and maternity. The benefits provided under basic insurance are stipulated in the Swiss Health Insurance Act. They are identical for all health insurers.
Benefits and tariffs in accordance with the Federal Office of Public Health (FOPH)
More about ÖKK EUROLINE
As soon as you start earning money in Switzerland, you are obliged to take out health insurance in accordance with the bilateral agreements in place between Switzerland and the European Union. You have three months to do so from the start of your employment contract. If you do not live in Switzerland and commute across the border from an EU or EFTA country, you can conclude a special insurance policy for cross-border workers – at ÖKK, this is called ÖKK EUROLINE. If you end your employment in Switzerland, a change to the statutory basic insurance in your country of residence is possible without any problems.
Submit confirmation in your home country
If you take out cross-border health insurance with us, we will provide the health insurer assisting you in your country of residence with the relevant European form.
Claiming benefits
If you claim benefits in Switzerland or your country of residence, the legal provisions applicable in the respective country of treatment apply with regard to the scope of benefits and cost sharing. The standard deductible of 300 Swiss francs applies, for example, when benefits are claimed in Switzerland.
Contact form for cross-border workers
Do you live in the EU/EFTA but work in Switzerland? Then as a cross-border worker, you are in principle required to take out health insurance in Switzerland.
Complete the form below and we will send you a personal, non-binding quote for ÖKK EUROLINE.
More information on health insurance for cross-border workers from the Federal Office of Public Health (FOPI)