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BVG solutions

Put together an occupational pension solution for your employees with the utmost degree of flexibility. In exactly the way that suits you best. You can choose between pension plans and management plans.

Pension plans

  Compulsory
occupational pensions
Supplementary occupational pensions
  BVG minimum salary
BVG salary
AHV salary
AHV salary with
coordination deduction
AHV salary with
coordination deduction
on savings salary 
Pension in the case
of disability in %
of the insured salary
Retirement assets
less interest
x conversion rate
40%
50% 60% 40%
50% 60% 40%
50% 60% 40%
50% 60%
Pension in the case
of death in %
of the insured salary
60% of disability pension
24%
30% 36% 24%
30% 36% 24%
30% 36% 24%
30% 36%
Old-age pension
Old-age capital x 6.8% conversion rate = annual old-age pension

Supplementary old-age capital x 6.0%
Old-age capital x 6.8% conversion rate = annual old-age pension

Supplementary old-age capital x 6.0%
Old-age capital x 6.8% conversion rate = annual old-age pension

Supplementary old-age capital x 6.0%
Old-age capital x 6.8% conversion rate = annual old-age pension

Supplementary old-age capital x 6.0%
Old-age capital x 6.8%  conversion rate = annual old-age pension

Supplementary old-age capital x 6.0%

Minimum BVG salary CHF 21,150 / maximum BVG salary CHF 84,600 / coordination deduction CHF 24,675


Management plans

  Supplementary occupational pensions 
  AHV salary less
maximum attributable
BVG salary
AHV salary less
maximum attributable
BVG salary
Pension in the case
of disability in %
of the insured salary 
40%
60% Excl. disability pension
Pension in the case
of death in %
of the insured salary
24%
36% Vested benefits
+ 100% insured salary
Old-age pension
Old-age capital x 6.0%
conversion rate =
annual old-age pension
Old-age capital x 6.0% 
conversion rate =
annual old-age pension

For an in-depth individual consultation, please contact our client advisors, who would be pleased to assist you.

Save for retirement and benefit now

It pays to look ahead – something that is also true when it comes to occupational pensions. Especially if you can enjoy the degree of flexibility offered by ÖKK OCCUPATIONAL PENSIONS.