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Accident insurance

Optimum cover – and much, much more: ÖKK ACCIDENT INSURANCE offers all of the following.

How you benefit at a glance

  • Compulsory accident insurance (UVG) for all employees 
  • Salaries insured up to the maximum UVG salary of CHF 148,200
  • Occupational accidents and illnesses are covered. 
  • Accidents occurring during leisure time (non-occupational accidents) are insured from eight working hours per week 
  • Insurance continues to pay 80% of the salary from the 3rd day 
  • Medical treatment and general hospital ward without cost sharing 
  • Pension in the case of disability of up to 80% of the insured salary 
  • Pension in the case of death of up to 70% of the insured salary for spouses and orphans 
  • Reimbursement for permanent physical, mental or psychological damage up to a maximum of CHF 148,200 (indemnity for integrity)
  • Reimbursement in the case of disability when receiving help from third parties up to a maximum of CHF 2'071 (helplessness compensation) 
  • Extension of the non-occupational insurance up to 6 months after termination of the employment relationship (interim accident insurance) 
  • A further 31 days cover after termination of the employment relationship 
  • Voluntary accident insurance for self-employed persons 
  • Personal support by the Case Management team in the event of long-term absences

Additional services


Other insurance


Supplementary accident insurance

Is it important to you that your employees have better insurance against accidents? In that case, we recommend